/* Skyland Claims Resolution: site styles. Colors come from the logo: navy #02294F, blue #0058AC, grey #E2E2E2. */
@font-face{font-family:"Source Serif 4";src:url(/fonts/source-serif-4-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url(/fonts/source-serif-4-latin-700-normal.woff2) format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-latin-400-italic.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-latin-700-normal.woff2) format("woff2");font-weight:700;font-display:swap}
:root{--navy:#02294F;--navy-2:#0B3A66;--blue:#0058AC;--blue-soft:#E6EFF8;--grey:#E2E2E2;--paper:#F5F6F8;--ink:#15202C;--muted:#4A5868;--line:#D5DAE0;
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;--sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;--wrap:1120px;--r:6px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{margin:0;font:400 17px/1.65 var(--sans);color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-underline-offset:2px}
a:hover{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(32px,4.6vw,50px);font-weight:700;letter-spacing:-.01em}
h2{font-size:clamp(25px,3vw,33px);font-weight:700;margin-top:1.6em}
h3{font-size:21px;font-weight:600;margin-top:1.3em}
p,ul,ol{margin:0 0 1em}
li{margin:.25em 0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
/* header */
.top{background:var(--navy);color:#fff;font-size:14px}
.top .wrap{display:flex;gap:18px;justify-content:flex-end;align-items:center;min-height:36px;flex-wrap:wrap}
.top a{color:#fff;text-decoration:none}.top a:hover{text-decoration:underline;color:#fff}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.brand img{width:132px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:8px 10px;border-radius:var(--r)}
.nav a:hover,.nav a[aria-current=page]{color:var(--blue);background:var(--blue-soft)}
.nav a.btn{color:#fff;background:var(--blue);margin-left:6px}.nav a.btn:hover{background:var(--navy);color:#fff}
.menu{display:none}
.menu summary{list-style:none;cursor:pointer;font-weight:700;color:var(--navy);border:1px solid var(--line);border-radius:var(--r);padding:8px 14px}
.menu summary::-webkit-details-marker{display:none}
@media (max-width:980px){.nav{display:none}.menu{display:block;position:relative}
  .menu[open] .nav{display:flex;flex-direction:column;align-items:stretch;position:absolute;right:0;top:48px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:8px;min-width:250px;box-shadow:0 12px 30px rgba(2,41,79,.15)}
  .menu .nav a.btn{margin:6px 0 0;text-align:center}}
/* buttons */
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:var(--r);border:2px solid var(--blue);line-height:1.2}
.btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.ghost{background:transparent;color:#fff;border-color:#fff}.btn.ghost:hover{background:#fff;color:var(--navy)}
.btn.line{background:#fff;color:var(--blue)}.btn.line:hover{background:var(--blue);color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 0}
/* hero */
.hero{background:var(--navy);color:#fff;padding:64px 0 58px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;left:-10%;right:-10%;bottom:-2px;height:10px;background:var(--blue);border-radius:50% 50% 0 0/100% 100% 0 0}
.hero h1{color:#fff;max-width:20ch}
.hero .lede{font-size:20px;max-width:62ch;color:#E8EEF5}
.hero .kick{font:700 13px/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:#9CC3EA;margin-bottom:14px}
.page-hd{background:var(--paper);border-bottom:1px solid var(--line);padding:34px 0 30px}
.page-hd h1{max-width:24ch}
.page-hd .lede{font-size:19px;max-width:68ch;color:var(--muted);margin:0}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:12px}
.crumbs a{color:var(--muted)}
.byline{font-size:14px;color:var(--muted);margin-top:14px}
/* sections */
main{display:block}
.sec{padding:52px 0}
.sec.alt{background:var(--paper)}
.sec > .wrap > h2:first-child{margin-top:0}
.prose{max-width:760px}
.wrap.prose{max-width:var(--wrap)}
.wrap.prose > *{max-width:760px}
.prose h2:first-child{margin-top:0}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start}
@media (max-width:900px){.cols{grid-template-columns:1fr;gap:28px}}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:var(--r);padding:22px 22px 18px}
.card h3{margin-top:0}
.card p:last-child{margin-bottom:0}
.card .more{font-weight:700;text-decoration:none}
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 1em}
.steps li{counter-increment:s;position:relative;padding:0 0 18px 56px;margin:0}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font:700 17px/38px var(--sans);text-align:center}
.steps li strong{display:block;color:var(--navy);font-size:18px}
.answer{font-size:19px;border-left:4px solid var(--blue);padding:4px 0 4px 18px;margin:0 0 1.4em;color:var(--ink)}
.facts{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;font-size:15.5px}
.facts h2,.facts h3{font-size:19px;margin:0 0 10px}
.facts ul{padding-left:18px;margin:0}
.facts dl{margin:0}
.portrait{width:100%;border-radius:var(--r);margin:0 0 16px;aspect-ratio:1/1;object-fit:cover}
.portrait.sm{width:120px;border-radius:50%;margin:0 0 12px}.facts dt{font-weight:700;color:var(--navy);margin-top:10px}.facts dd{margin:0}
.disclose{background:#fff;border:1px solid var(--line);border-left:5px solid var(--navy);border-radius:var(--r);padding:18px 22px;margin:1.6em 0}
.disclose h2,.disclose h3{font-size:19px;margin:0 0 8px}
.disclose p:last-child{margin-bottom:0}
.cta{background:var(--navy);color:#fff;padding:44px 0}
.cta h2{color:#fff;margin:0 0 8px}
.cta p{color:#E8EEF5;max-width:64ch;margin:0}
.cta .wrap{display:flex;gap:30px;align-items:center;justify-content:space-between;flex-wrap:wrap}
table{border-collapse:collapse;width:100%;font-size:15.5px;margin:0 0 1.2em}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--paper);color:var(--navy)}
.faq details{border:1px solid var(--line);border-radius:var(--r);margin:0 0 10px;background:#fff}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 18px;font-size:17.5px}
.faq details > div{padding:0 18px 6px}
.gl dt{font:700 20px/1.3 var(--serif);color:var(--navy);margin-top:26px}
.gl dd{margin:6px 0 0}
.states{columns:4 180px;padding:0;list-style:none;font-size:15.5px}
.states li{break-inside:avoid;margin:0 0 4px}
.tag{display:inline-block;font:700 12px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;background:var(--blue-soft);color:var(--blue);padding:6px 8px;border-radius:4px;margin-bottom:10px}
/* form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.form fieldset{border:0;padding:0;margin:0 0 18px}
.form legend{font-weight:700;color:var(--navy);margin-bottom:8px;font-size:17px}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-items:end}
@media (max-width:640px){.f2{grid-template-columns:1fr}}
.form label{display:block;font-weight:600;font-size:15px;margin:0 0 12px}
.form input[type=text],.form input[type=email],.form input[type=tel],.form select,.form textarea{display:block;width:100%;margin-top:5px;font:inherit;font-size:16px;padding:10px 12px;border:1px solid #AEB8C3;border-radius:var(--r);background:#fff;color:var(--ink)}
.form textarea{min-height:120px}
.form .opt{display:flex;gap:10px;align-items:flex-start;font-weight:400}
.form .opt input{margin-top:5px}
.form .hp{position:absolute;left:-5000px}
.form .note{font-size:14px;color:var(--muted)}
.form .status{font-weight:700;margin-top:12px}
.form .status.ok{color:#17663A}.form .status.err{color:#A3271F}
/* footer */
.ftr{background:#021D38;color:#C9D5E2;font-size:15px;padding:46px 0 26px}
.ftr a{color:#fff}
.ftr .cols4{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}
@media (max-width:820px){.ftr .cols4{grid-template-columns:1fr}}
.ftr h2{color:#fff;font-size:18px;margin:0 0 10px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr .own{border-top:1px solid #24405E;margin-top:30px;padding-top:18px;font-size:14px;color:#AFC0D2}
.ftr .own p{margin:0 0 8px}
@media (max-width:640px){body{font-size:16.5px}.hero{padding:44px 0 46px}.hero .lede{font-size:18px}.sec{padding:40px 0}}
@media print{.hdr,.top,.menu,.cta,.ftr .cols4{display:none}}