Appraiser and umpire fees
Every Skyland assignment is quoted individually. Here is how the fees are structured and who pays them.
Skyland's appraiser fees are hourly or flat, agreed in writing before work starts, and never a percentage of the appraisal award. Umpire fees are paid the way the policy's appraisal clause provides; many homeowners policies split the umpire's cost equally between the parties.
Why fees are never a percentage of the award
Most appraisal clauses require the appraiser to be impartial, disinterested or independent, and some policies state outright that an appraiser paid according to the amount of the award does not qualify. A fee that does not depend on the outcome keeps the appointment consistent with any of those clauses, whichever side appoints Skyland.
What affects the quote
- The size and complexity of the loss and the number of disputed items
- The type of property: residential, condominium, association or commercial
- Travel to the property and the number of inspections
- Whether the dispute reaches the umpire
Who pays
| Role | Usually paid by |
|---|---|
| Party-appointed appraiser | The side that appoints the appraiser: the policyholder, or the carrier or firm |
| Umpire | As the appraisal clause provides; often shared equally by both sides |
The policy controls. Skyland confirms the fee arrangement in writing with whoever is responsible for payment before any work begins.
Need an appraiser or umpire?
Send the claim basics and the role you need. Nelson Avila reviews each request and replies by phone or email.